Smarter money decisions for a better life

Plan, invest, and borrow with clarity. Powerful tools built for India, explained in simple language.

100K+
Users helped
₹50Cr+
Loans analyzed
4.9/5
Average rating

Quick EMI Estimator

Plan

Smart budgeting templates, goal tracking, and emergency fund planners.

Invest

SIP calculators, risk profiling, and diversified portfolio ideas.

Borrow

Compare interest rates, EMI impact, and prepayment strategies.

Why JoinGroup?

Made for Indian consumers with local context, real examples, and clear explanations.

No-nonsense guides

Simple language. Actionable steps. No spam, ever.

Reliable calculators

Accurate formulae with Indian formats (₹, en-IN).

Privacy-respectful

We collect minimal data and never sell your information.

Always free

Core tools will remain free to use.

What users say

“The EMI tools helped me pick the right home loan. Saved lakhs in interest.”
— Priya S., Pune
“Clean, simple, and tailored for India. Finally a site that gets it.”
— Arjun K., Bengaluru
“I used the SIP guide to start investing. The steps were very clear.”
— Neha T., Delhi

FAQs

Is JoinGroup free?

Yes. Our calculators and guides are free to use.

Do you give financial advice?

We provide educational content. Consult a licensed advisor for personalised advice.

Is my data safe?

We collect minimal analytics and never sell your data.

Which markets do you cover?

We focus on India-specific tools, rates, and examples.